Don’t wait weeks or months for money you’ve already earned. Get same-day funding with invoice factoring.
Getting started with invoice factoring is easy. Provide us with a few details and we’ll be in touch with a free no-obligation quote.
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Cashflow is the lifeblood of all businesses but it sometimes takes weeks or months to receive payment for work you’ve already performed. Invoice factoring, sometimes referred to as invoice financing, can provide you with cash for your unpaid invoices in as little as a day, so you can keep doing what you do best.
Invoice factoring is simple. You choose which invoices you want to factor and send them to us. We send you payment for them right away—in as little as a day. Then, you use the cash however you need to use it. Pay your bills. Cover payroll. Take on new work. Accept more orders. Apply it to growth. The options are endless. Whatever you choose, we’ll be the ones waiting for payment from your clients in the background, giving you the freedom to move forward and thrive.
Although invoice funding companies each work a bit differently, many of the core benefits are the same.
When you choose Charter Capital as your invoice factoring company, you’ll see even more benefits.
Same-day funding.
Get cash for your invoices
when you need it most.
No long-term contracts.
Choose which invoices you
factor and when to factor.
Competitive rates.
Keep even more money
in your pockets.
No hidden fees.
Our pricing structure is
straightforward, so you always know what you’ll pay from the start.
Experience.
With decades in the industry, we
understand the needs of businesses
like yours and want to see you grow.
Service.
Your dedicated account manager is always here to help with your
factoring needs, checking the
credit worthiness of your customers, and more.
No credit score.
There’s no minimum credit score required, so anyone can be approved.
Up to 100% advances.
Get your cash up front with our high advance rates.
Free credit reports.
Make informed decisions about clients knowing their creditworthiness.
Free collections services.
Free yourself from the chore and expense of chasing payments.
Instant approval.
Receive your factoring quote and terms the same day you apply.
No sign-up fees.
Start factoring and get the cash you need without spending a dime.
Simplicity.
Applying for factoring and setting up your account is quick and easy.
Digital invoice processing.
Tap into a powerful invoicing system that makes processing a breeze.
Se Habla Español.
Do business using your preferred language.
- Daniel Anaya
“We started out as a small company and now can proudly say we stand alone financially. We could not have accomplished that feat without the assistance of Charter Capital. They have assisted us in factoring, processing, printing, and shipping our invoices. They also assisted in managing the aging report of those invoices and helped us with our cash-flow. We received nothing short of great service from everyone at Charter Capital. I highly recommend them.”
- Jim Wilson
“We have been using Charter Capital's services almost from the beginning of their company. They have gone out of their way to help us with all our financial needs (factoring). They have made life much simpler for us with our cash flow. The weekly aging reports help us stay on top of our outstanding invoices and to get our customers to pay us in a timely fashion. All in all this is a first rate company with which to do business. Their staff at their office are outstanding as well. Thanks, Guys.”
- Jaclyn Tejeda
“We have been with Charter Capital for many years. It’s been one of the best decisions that we’ve made for our business. We love the staff and the support that we receive!”
- Maranda Dowell
“Charter Capital has had a big impact on our business! We appreciate the stellar customer service! It has helped us grow our business.”
Ready to get the cash you need, or want to learn more about invoice factoring? Provide us with a few details and one of our cash flow specialists will be in touch to discuss your needs and provide a free no-obligation quote.